# Key Features

* **Seamless Cryptocurrency Spending**\
  The CSHOP MasterCard allows users to spend cryptocurrency directly without needing to convert it to fiat. This eliminates excess conversion fees and simplifies the process of using crypto for everyday transactions.
* **Multi-Currency Support**\
  With support for **EURE**—a Euro-pegged stablecoin—and top cryptocurrencies such as **USDT, and USDC**, users have the flexibility to manage multiple assets. The card also supports payments in over **100 global currencies**, giving you true global spending power.
* **Lock Exchange Rates**\
  One of the most innovative features of the CSHOP MasterCard is the ability to lock in favorable exchange rates. This means you can secure better rates for your transactions and make the most of your crypto holdings, even when market conditions fluctuate.
* **Virtual and Physical Cards**\
  Users have the option to choose between a **virtual card** for online transactions and a **physical card** for everyday use, including **tourism and business expenses**. The virtual card is available for immediate use, while the physical card allows for up to **€60,000 monthly ATM withdrawals**.
* **Extensive Global Reach**\
  The CSHOP MasterCard is accepted by over **29 million merchants** worldwide, with **90% coverage in mainstream regions**, ensuring you can use it wherever you go.
* **CSHOP Token Integration**\
  The card is seamlessly integrated into the Shophekart ecosystem, where users can benefit from lower transaction fees, staking rewards, and governance features through the **CSHOP token**.
* **Security**\
  Adhering to **Cryptocurrency Security Standard Level 3**, the CSHOP MasterCard ensures top-tier protection for your assets and data. All sensitive information is encrypted using **SSL technology**, providing robust data confidentiality and integrity.
* **Business-Focused Solutions**\
  The **CSHOP Business Card** offers real-time spending control, enabling businesses to efficiently manage staff expenses and financial operations, both locally and globally.
